Category: Homebuying and Refinancing

Meet Johnny Shunnarah – New VP Mortgage Loan Officer

Bryant Bank is excited to announce the addition of Johnny Shunnarah to our Birmingham mortgage team! Johnny joins us as Vice President, Mortgage Loan Officer with 18 years of experience in the mortgage industry. And he’s no stranger to the Magic City, having been born and raised in the Birmingham area and spending his entire… Read more »

Mortgage rates are dropping: what that means for you

By Scott Ellis, Bryant Bank VP Mortgage Loan Officer NMLS # 971526 Mortgage rates have been putting on a fascinating show in the last year, and with a recent drop in interest rates, now is a really good time to consider purchasing a home or refinancing your current mortgage.  Over the last ten months, we… Read more »

8 Things Not to Do When Buying a House

You often hear about things you can do to help with the home-buying process. But what are some things you should not do? As an underwriter for Bryant Bank, our job is to review the credit, income, assets, and collateral for each borrower to ensure he or she is an acceptable credit risk for the… Read more »

Can I Buy A Home With My Credit Score?

A client recently visited my office in hopes to purchase their first home through the USDA loan product which allows for 100 percent financing.  At the time, the client didn’t meet the minimum credit score requirement for that product.  This score wasn’t due to derogatory credit or too much credit; it was simply due to… Read more »

The Many Benefits of Working with a Local Bank

There are a lot of banks out there. Big banks, online banks, banks that handle everything digitally. There’s a place for all of that, and we know that everyone has their preferences when it comes to how they bank. But we feel strongly that the best option is working with your local, community bank. It… Read more »

One of the Best Loans You Can Get: USDA

Low (or no) down payment, great interest rates, and flexible options for closing costs**. Most homebuyers would jump at a loan offering all of these benefits, and with a U.S. Department of Agriculture (USDA) rural housing loan, it’s all possible. A USDA loan is one of the best mortgage loan programs available. The number one… Read more »