You often hear about things you can do to help with the home-buying process. But what are some things you should not do? As an underwriter for Bryant Bank, our job is to review the credit, income, assets, and collateral for each borrower to ensure he or she is an acceptable credit risk for the… Read more »
Author: Michelle Smart
Can I Buy A Home With My Credit Score?
A client recently visited my office in hopes to purchase their first home through the USDA loan product which allows for 100 percent financing.  At the time, the client didn’t meet the minimum credit score requirement for that product.  This score wasn’t due to derogatory credit or too much credit; it was simply due to… Read more »
The Many Benefits of Working with a Local Bank
There are a lot of banks out there. Big banks, online banks, banks that handle everything digitally. There’s a place for all of that, and we know that everyone has their preferences when it comes to how they bank. But we feel strongly that the best option is working with your local, community bank. It… Read more »
One of the Best Loans You Can Get: USDA
Low (or no) down payment, great interest rates, and flexible options for closing costs**. Most homebuyers would jump at a loan offering all of these benefits, and with a U.S. Department of Agriculture (USDA) rural housing loan, it’s all possible. A USDA loan is one of the best mortgage loan programs available. The number one… Read more »
Bryant Bank Huntsville Becomes Girls on the Run Founding Sponsor
Girls on the Run receives $5,000 gift from Bryant Bank HUNTSVILLE, Ala. – Bryant Bank is committed to supporting students and families in the local community, and Girls on the Run of North Alabama is pleased to receive their funding to bring this award winning after school program to local elementary and middle schools. “We… Read more »
Bryant Bank Huntsville Team Contributes $100,000 to UAH RISE School
HUNTSVILLE, Ala. – On Wednesday, August 17 the University of Alabama at Huntsville (UAH) RISE School had much to celebrate as they opened their doors to their new location, formerly known as the University Place School on the UAH campus. Bryant Bank also presented the final $25,000 installment from a $100,000 commitment to the school.… Read more »
Bryant Bank Board Member to be Inducted into 2016 Civic Hall of Fame
TUSCALOOSA, Ala. – On September 27, 2016 the Chamber of Commerce of West Alabama announced six Civic Hall of Fame Inductees. It is with great honor that Bryant Bank recognizes Board Member, Karen P. Brooks, among those elite individuals selected. For Karen Brooks, continuing a legacy of giving back to the community her family loves… Read more »
Bryant Bank Congratulates 2016 Pillars of West Alabama
TUSCALOOSA, Ala. — Bryant Bank would like to congratulate this year’s Pillars of West Alabama. The Community Foundation of West Alabama named Coach Paul W. Bryant and Bryant Bank board member Karen Brooks (along with six others) as 2016 Pillars at the foundation’s annual meeting on June 23, 2016, at Indian Hills Country Club. Anna Laurie… Read more »
Bryant Bank Donates $50,000 to Boys & Girls Clubs of North Alabama
HUNTSVILLE, Ala. — Bryant Bank donated $50,000 to the Boys and Girls Clubs of North Alabama Wednesday, June 15, 2016. The bank presented the check during the board meeting at the Seminole Boys and Girls Club located in the Westside Community Center at Butler Terrace in Huntsville. This donation will assist the club along with Huntsville… Read more »
Bryant Bank Breaks Ground on New Downtown Huntsville Location
HUNTSVILLE, Ala. – A groundbreaking ceremony on Thursday, May 26, 2016, marked the start of construction on a new downtown Huntsville location for Bryant Bank. Bryant Bank will construct a new downtown Huntsville main office near Huntsville Hospital at Twickenham Square. The four-story building at the corner of Dr. Joseph E. Lowery Boulevard and Pelham… Read more »