Author: Michelle Smart

Bryant Bank Appoints Michelle Robinson EVP & Senior Mortgage Sales Manager, Hires Local Mortgage Lender Becky Williams

TUSCALOOSA, Ala. – Bryant Bank has announced that local mortgage lender, Michelle Robinson, has been appointed as Executive Vice President and Senior Mortgage Sales Manager for Bryant Bank Mortgage. In addition to Robinson’s promotion, local Becky Williams has been hired to support the Tuscaloosa market with mortgage lending. “Michelle has been with Bryant Bank since… Read more »

Bryant Bank Donates $5,000 to Pathway 2 Success

HUNTSVILLE, Ala. – Bryant Bank awarded a $5,000 donation to the AUM Foundation in support of their local Pathway 2 Success Program.  The AUM Charitable Foundation is a global organization formed with the mission to empower socially and economically disadvantaged individuals and groups to become successful.  Huntsville’s Market President, Ken Watson, presented the check to the AUM… Read more »

Bryant Bank Trussville Tabbed An Alabama Small Business of the Year

BIRMINGHAM, Ala. – Bryant Bank’s Trussville office was named a finalist for Alabama’s Small Business of the Year in a joint presentation by the Chamber of Commerce Association of Alabama (CCAA) and the Business Council of Alabama (BCA). The Bryant Bank Trussville team was a finalist in the category with 1-10 employees and was recognized… Read more »

How to Help Prevent Debit Card Fraud

Greetings from our North River branch in Tuscaloosa! As part of International Fraud Awareness Week we want to remind you of a few important factors to help prevent fraud on your account! Traveling Traveling is part of everyday life. Whether it’s for work or leisure, remind Bryant Bank that you’re heading out of town. This… Read more »

8 Things Not to Do When Buying a House

You often hear about things you can do to help with the home-buying process. But what are some things you should not do? As an underwriter for Bryant Bank, our job is to review the credit, income, assets, and collateral for each borrower to ensure he or she is an acceptable credit risk for the… Read more »

Can I Buy A Home With My Credit Score?

A client recently visited my office in hopes to purchase their first home through the USDA loan product which allows for 100 percent financing.  At the time, the client didn’t meet the minimum credit score requirement for that product.  This score wasn’t due to derogatory credit or too much credit; it was simply due to… Read more »

The Many Benefits of Working with a Local Bank

There are a lot of banks out there. Big banks, online banks, banks that handle everything digitally. There’s a place for all of that, and we know that everyone has their preferences when it comes to how they bank. But we feel strongly that the best option is working with your local, community bank. It… Read more »

One of the Best Loans You Can Get: USDA

Low (or no) down payment, great interest rates, and flexible options for closing costs**. Most homebuyers would jump at a loan offering all of these benefits, and with a U.S. Department of Agriculture (USDA) rural housing loan, it’s all possible. A USDA loan is one of the best mortgage loan programs available. The number one… Read more »