The Safety and Soundness of Bryant Bank

With the news of the recent sudden failures of certain banks, it is important to know how Bryant Bank differs from those institutions. Bryant Bank remains a strong and stable community bank. In fact, our depositors are businesses and individuals in our community throughout Alabama- much different than the recent banks that have failed who cater more to an extremely large and risky customer base.

For almost two decades, our founding principle and focus has been on offering loans and financial services that support our customers and communities while emphasizing credit quality over asset growth. Bryant Bank’s financial strength is built on a sound business strategy of good old fashioned community banking. That focus will not change now or in the future. We manage the interest rate risk of our investments in a very conservative manner, keeping our maturities short to avoid risk from sudden and rapid rate changes. These strategies are different than those used by the failed banks and it’s important to understand that we are not the same in business structure, philosophy or customer base.

It’s also important to note that no depositor has ever lost a dime of FDIC-insured deposits since the FDIC was created in 1933. Further, every depositor can be fully insured for up to $250,000 each, and in some cases more. If you have questions about whether additional insurance coverage is needed or available, your Bryant Banker is ready and prepared to assist you. The FDIC also has additional resources available at for you to calculate your deposit standing.

As a Bryant Bank customer, you have access to our experienced team and we stand ready to assist you with any of your questions or concerns. This kind of access is one of the biggest reasons why our traditional relationship-focused community banking model is so valuable. If we can assist you or answer any questions to help you have a full understanding of the safety and soundness of Bryant Bank, please don’t hesitate to contact us at 1-855-427-9268 or find your local office at