Check out these 2025 Homeownership Programs offered through the Federal Home Loan Bank of Atlanta
New Homebuyer Program: Ready to purchase your first home? We can help you secure up to $17,500 in down payment and closing cost assistance. This program is specifically designed for first-time homebuyers whose household income is at or below 80% of their area’s median income.
Heroes at Home Program: As a thank you to those who serve our communities, we offer special assistance of up to $20,000 for:
- Active and retired military personnel and surviving spouses
- Law enforcement officers
- Educators
- Healthcare workers
- Firefighters and first responders
This program welcomes both first-time and repeat homebuyers with household incomes at or below 80% of the area median income.
Workforce Plus Program: Designed for middle-income households, this program provides up to $15,000 in assistance for down payment and closing costs. You may qualify if your household income falls between 80.01% and 120% of the area median income. Previous homeownership does not affect eligibility.
Program Requirements: To participate in any of these programs, homebuyers must:
- Make a minimum personal contribution of $1,000
- Maximum cash back of $250
- Use the property as their primary residence
- Complete an approved homebuyer education program before closing
Let our experienced mortgage team help you explore these options and find the right program for your homebuying journey. Contact Bryant Bank today to learn more about your eligibility and start your application process.
