| Privacy Statement |
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At Bryant Bank, it is trust that is the basis for each customer relationship. You have chosen to do business with us, and we honor that relationship with care, particularly with the information which you share with us. We believe that your privacy should not be compromised. Bryant Bank will safeguard your nonpublic personal information and will not sell or share any of your nonpublic personal information, except as provided in this Privacy Policy and Notice or as otherwise required or permitted by law. We do not reveal specific nonpublic personal information to unaffiliated third parties for their use. Bryant Bank will limit the use and collection of your nonpublic personal information to meet your needs or requests, provide quality service to you or to create or offer services and products that may interest you. We will share some customer nonpublic personal information with third parties that assist us in delivering Bank services and products to you. Examples of such parties would be check printers, data processors, check verification services, loan processors and credit reporting agencies. We may also be required by law to disclose information to third parties, such as regulatory authorities in the course of their supervision or government entities in response to valid subpoenas. We also work with law enforcement agencies to pursue any individuals who either fraudulently access or attempt to access customer information. We follow the same policy for former customers. We also gather information to comply with various laws and regulations that govern the financial services industry. Bryant Bank will also gather information to protect you by identifying you and by maintaining safeguards intended to prevent unauthorized persons from accessing your nonpublic personal information in our possession. We may amend any part of this Privacy Policy and Notice by revising it and notifying you as required by applicable law. If no notice is required by law, we will post the revised Privacy Policy and Notice on our Web Site and make it available in our offices that are generally open to the public. The changes will be effective as of the date of the revised Privacy Policy and Notice and will apply to information collected prior to that date. Privacy Notice Categories of Information We Collect We will collect nonpublic personal information from the following sources:
We may disclose all of the information that we collect (as described above) to companies that perform marketing services on our behalf or to other financial institutions with whom we have joint marketing agreements or as otherwise permitted by law. Credit Bureaus We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. Confidentiality and Security We maintain physical, electronic, and procedural safeguards intended to comply with applicable federal standards and regulations to protect your nonpublic personal information. We will limit employee access to customer non-public personal information to only those Bryant Bank employees with a business reason for knowing or seeing such information. Internet Privacy We collect and use information collected online in order to respond to customer needs or requests, service accounts, or to provide online services. We do not collect personally identifiable information about you unless you voluntarily and knowingly provide us with the information through e-mail or online applications. If you are our customer, your nonpublic personal information will only be used or disclosed as provided in the above Privacy Notice. Security Procedures Information provided through our Internet Banking site will be delivered in a secure session and firewalls are used to protect and secure the information on our Internet Banking site. No one can access your information online without your user ID and password. Please do not share your password with anyone. Bryant Bank employees will never ask for your password. The online banking system checks for invalid logins and automatically disallows invalid passwords. Cookies We will use cookies to provide a more valuable experience online with us. A cookie is a small file that is placed on your hard drive for recordkeeping purposes, which allows the user easier access to information. In turn, cookies will enable us to direct products and services to your attention that may match your interests and needs. We do use cookies in order to store information about your use of our Web site. This information will include how often you visit, when you last visited, or if you participate in surveys or other opportunities on the site. You can set your browser to notify you when you receive a cookie, giving you the chance to decide whether or not to accept it. By not accepting cookies, some Web pages may not display properly or you may not be permitted to access certain information. E-mail is by nature not secure in its transmission and may be intercepted and viewed by others. Please do not send any personal or private information by e-mail to us. We may retain information received through e-mail. Linked Sites If we offer other products through our Web site from other companies that offer value or service to you, there may be links to the Web sites of these companies. There will be a notice to you that you are leaving the Bryant Bank site and entering another. These companies have their own privacy policies that may differ from ours. We are not responsible for their use of your personal information should you provide it to them and we recommend that you review their privacy policies before using their sites. Children Bryant Bank will not knowingly collect or retain nonpublic personal information from consumers under the age of thirteen unless that information is provided to us by an adult who is authorized to do so. Our Web site is not targeted or marketed to children. Maintenance of Accurate Information Our customer relationships are of the greatest importance to us and keeping accurate account information for you is a fundamental goal. Bryant Bank works to maintain thorough and accurate information for you and your accounts. Please direct specific account or transaction inquiries to the address provided on your account statement for that purpose. Your Choice to Limit Marketing You may limit us from marketing our products or services to you based on your personal information that we receive from Bryant Mortgage Company. This information includes your income, your account history, and your credit score. Your choice to limit marketing offers from us as described above will apply for five years. To limit marketing offers, contact us:
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